Your Insurance Policy Always Working For You
We see more and more drivers on the road every year. This could lead to an increased likelihood of a car accident. If you get in a car crash, the auto insurance you own can make a big difference in how much you have to pay. How can you decide what insurance you need and where you should go to buy it? Mandated coverage varies by state/province but typically includes the following: Liability: Personal injury and property damage that you are responsible for will be paid for under this type of insurance. If you are sued, this type of insurance will pay for your court costs. Recommended, more comprehensive levels of liability insurance can be purchased that cover more than the stripped-down, state-mandated varieties. Personal Injury Protection: This is mandated in some states and is optional in others. It pays you or your passengers for medical treatment resulting from a crash, regardless of who may have been at fault, and is often called no-fault coverage. This insurance can also pay for lost earnings, replacement of services and funeral costs. State government typically sets minimum amounts. Medical Payments: This type of coverage is available in non-no-fault states and will pay no matter who is responsible for the accident. It pays for all insured person's necessary medical and funeral expenses resulting from an accident. Collision: This pays for damage to your car caused by a collision. Comprehensive: This kind of insurance protection covers all non-collision damages. This could include flood damage, vandalism, and robbery. Uninsured Motorist: This pays for damages when an insured person is in a crash caused by a driver who does not have liability coverage. Under-Insured Motorist: Similar to uninsured coverage, this kind of insurance covers you from drivers without sufficient insurance protection. Other policies, like car rental, are also available. Auto Insurance Quotes Clermont